Legal

The Master Services Agreement

The core terms and conditions governing the provision and use of our services.

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Data Processing Addendum

Contractual details on how customer data is processed, protected, and handled.

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Privacy Policy

How we collect, use, and safeguard personal information across our products and services.

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Product Description

A high-level overview of product capabilities, key features, and functional specifications.

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Security Documentation

Information detailing our security controls, certifications, and protection practices.

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Standard Support Exhibit

A summary of our support tiers, response times, and service commitments.

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Modern Slavery Statement

Steps we take to prevent modern slavery and human trafficking within our business and supply chain.

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Nium Terms of Service (external)

The terms governing the use of Nium’s financial services integrated into our platform.

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Nium Global Privacy Policy

An overview of how Nium handles your data responsibly and securely as part of the services integrated into our platform.

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Financial Services Guide (FSG)

Information outlining Nium’s financial services, obligations, and customer rights.

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Target Market Determination (TMD)

A description of the intended customer profile for Nium’s financial products.

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Product Disclose Statement (PDS)

Required disclosures explaining Nium’s financial product features, risks, and fees.

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Any financial product advice that is provided in this material is general advice only and does not consider your objectives, financial situation or needs. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs before acting on it.
Financial services are provided by Nium Pty Limited ACN 601 384 025 (AFS licence 464627). Red Owl Pty Ltd ACN 676 456 321 is an authorized representative of Nium Pty Limited (AFS Authorized Representative 1313293). Before you make any decision, you should consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination.