About us

AI Platform for Cards

RedOwl brings the power of AI to the heart of payment rails

Startpath 2024 Member
Patent Pending

RedOwl aligns funder intent with spender action, on the payment rails, in real-time

Funder Intent
Spender Action
CORPORATE CARDS
Funder
Company
Spender
Employee
Key pain point
Out of policy spending, wasteful spending and card misuse by employees
SME LENDING
Funder
Bank
Spender
SME Owner
Key pain point
SME owner using credit facilities on items that does not have an impact on ROI
GOVERNMENT
Funder
Public Institution
Spender
Beneficiary
Key pain point
Welfare being used for non-essentials / prohibited items by beneficiaries

RedOwl’s AI Platform sits in between the card processing platform and source funding account, to provide real-time context-driven control of all transactions

AI driven stack to provide context based control over transactions

Natural Language Driven

RedOwl uses multimodal LLMs to convert input in natural language (currently supporting English) decision parameters in code that the payment rails can interact with

Transactional Control

Even if two transactions are essentially the same, RedOwl is able to distinguish the context between them for intelligent control

Dynamic

Unlike existing static rule based cards, RedOwl's controls are dynamic and can change on the fly, every minute

Enriched Statements

With enriched statements, finance teams are able to understand the exact context of a transaction, saving time and effort when reconciling and coding expenses

Funding Source Agnostic

RedOwl cards can work with any kind of funding source, be it pre-paid, debit or credit

Multi Dimensional

Our algorithm's use the entire data structure of a transaction payload to make decisions, as opposed to simple MCC or MID based rules

Turborcharge your card issuance strategy with AI

Turborcharge your card issuance strategy with AI

Sign up to be notified when RedOwl's Private Beta opens.

Sign up to be notified when RedOwl's Private Beta opens.