# RedOwl

> RedOwl is an Australian fintech delivering real-time governance for the Office of the CFO. Using AI agents, RedOwl automates accounts payable (AP) workflows, enforces financial policies, prevents capital leakage, detects fraud, and maintains continuous regulatory compliance — ensuring control before money moves.

RedOwl is built for CFOs, AP Controllers, Board members, and finance leaders in mid-market and enterprise organisations across Australia, including regulated sectors such as the NDIS. Financial services are provided in partnership with Nium Pty Limited (AFS licence 464627). Red Owl Pty Ltd ACN 676 456 321 is an authorised representative of Nium Pty Limited (AFS Authorised Representative 1313293).

## Solutions

- [Optimise Working Capital](https://redowl.ai/solutions/optimise-working-capital): Automate AP end-to-end with AI agents that handle invoice intake, classification, validation, GL and GST coding, PO matching, and vendor query management. Delivers faster period-end close, fewer errors, and lower processing costs.
- [Prevent Capital Leakage](https://redowl.ai/solutions/prevent-capital-leakage): Stop overpayments, fraud, and budget overruns before money leaves the business. Includes contract verification, anomaly detection, duplicate detection, email fraud detection, and real-time budget checks.
- [Real-Time Controls & Compliance](https://redowl.ai/solutions/real-time-compliance): Always-on compliance and audit readiness. Covers vendor validation, modern slavery screening, Payment Times Reporting (PTR Act 2020), ESG carbon classification, and policy enforcement.
- [Payments Governance](https://redowl.ai/card-spend-management): Ensure compliant, error-free payments with real-time governance controls applied before transactions are executed.

## Why RedOwl

- [About RedOwl](https://redowl.ai/about): Who RedOwl is, what the company believes, and the problem it was founded to solve.
- [Security & Trust](https://redowl.ai/utilities/security): Enterprise-grade security controls, end-to-end encryption, and compliance infrastructure.
- [Integrations](https://redowl.ai/integrations): How RedOwl connects to ERP systems, banks, and existing finance stacks.

## Resources

- [Whitepaper](https://redowl.ai/whitepaper): The real-time CFO governance framework — a strategic guide for finance leaders.
- [Blog](https://redowl.ai/blog): Latest intelligence on real-time governance, AP automation, and CFO controls.
- [Newsroom](https://redowl.ai/newsroom): Press releases, product announcements, and company updates.
- [Podcasts](https://redowl.ai/podcasts): The Office of the CFO in Real-Time podcast series.

## Assessment Tools

- [AP Leakage Calculator](https://roi.redowl.ai/): Estimate the cost of accounts payable leakage in your organisation.
- [AI Invoice Fraud Detector](https://invoice-ai-detection.redowl.ai/): Upload any invoice PDF and receive an AI-generated suspiciousness score.

## Recognition

- Mastercard StartPath Alumni — 2024
- Most Innovative Application of AI in Finance — Fintech Australia Awards 2025
- Google for Startups: AI Class of 2025

## Contact & Actions

- [Book a Demo](https://redowl.ai/book-demo): Schedule a personalised walkthrough of the RedOwl platform.
- [Login](https://app.redowl.ai): Access the RedOwl application.